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    We Can Assist You!

    
      
 
      
Locey
      & Cahill. LLC provides services designed in such a manner
      to work cooperatively with clients to meet their goals and objectives.
      Each one of these services can be delivered individually on a
      project basis or as part of our comprehensive annual consulting
      contract.
      
Locey
      & Cahill, LLC's involvement in an employee benefits program
      will achieve results by giving employers:
      
Cost
      Savings
      
Employers
      of all sizes will realize cost savings as the result of Locey
      & Cahill, LLC's involvement in their employee benefits program.
      Our services include negotiating annual contract rate renewals,
      reviewing cost-effective alternatives, and providing advice on
      plan design strategies. Substantial savings can be realized by
      employers in the form of real dollar cost reductions and mitigating
      the effect of future rate increases.
      
Flexibility
      
Our
      clients, as a result of our involvement, are in a position to
      react quickly to changes in the employee benefits market place.
      By continually updating clients on cost-effective options and
      keeping clients abreast of the latest developments and trends,
      Locey & Cahill, LLC keeps their clients on the cutting edge
      of today's ever changing employee benefits industry. We will
      put you in a position to benefit from all the latest legislative
      initiatives and industry posturing. You will have the most up-to-date,
      cost effective employee benefits plan that is available in today's
      marketplace.
      
Control
      
Today's
      employee benefit plans are by their very nature one of the most
      complex and intricate aspects of any firm's budget. By providing
      clients with the technical advice and guidance necessary to meet
      their needs, our clients are making proactive decisions which
      are designed to make their plan conform to their firm's goals.
      All to often we see companies adjusting their goals and budgets
      to meet the needs of their employee benefit plan rather than
      adjusting their plan to meet their goals.
      
A
      sample of the medical benefit services that Locey & Cahill,
      LLC provides are as follows:
      
Initial
      Evaluation
      
An
      analysis of overall plan operations keying on the three major
      components of health benefit programs (Administration, Funding,
      and Benefit Plan Design).

      
Quality Assurance Audits

      
Detailed
      Claim Audits designed to provide clients with a complete evaluation
      of the effectiveness of the claims administrator or insurance
      company.
      
Financial
      Actuarial Services
      
Financial
      analysis which includes development of budgets and rates. We
      also provide Actuarial opinion statements concerning rates, budgets,
      and reserves.
      
Benefit
      Plan Design
      
Analysis
      which will provide clients with ongoing advice and guidance in
      the development of a benefit plan designed to be cost-effective
      and not cost prohibitive.
      
General
      Consulting Services
      
Services
      which are designed on a client specific basis to meet the needs
      of that particular client. The services of Locey & Cahill
      can be beneficial to all types of employers. We have designed
      our service contracts to allow for the flexibility needed for
      us to provide professional consulting services to groups ranging
      in size from less than one hundred to the tens of thousands.
    

    
 
  



    

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